Auto Repairs & Body Shops Business Loans

At CMS Funding, we believe that the process of finding small business loans to achieve your industry-specific goals should be easy and hassle-free. If you are looking for funding solutions, feel free to tap our extensive experience to improve your cash flow. Since our inception, CMS Funding has been customizing business financing solutions for a wide variety of companies, including auto repair and body shops. We can get the funds you need to grow without wasting any time. 

About Auto Repair and Body Shops

Does your auto repair and body shop require a significant amount of new parts? Were you approached for multiple projects or a lengthy one? These types of scenarios may catch you off guard and you may need that extra cash to get the job done and fulfill orders. For example, if you were to spend money on any of the abovementioned needs, you may not have enough cash to cover payroll and other day-to-day business expenses until your services are fully paid for. In some cases, you may have to endure several months before seeing an increase in revenue. Should you turn down the job and refer the customer to a competitor? That isn’t necessary.

At CMS Funding, we provide business loans for auto repair and body shops in the United States. Our financing solutions can help you survive slower seasons and other unexpected situations while running your business. 

Benefits of Our Working Capital Loans

How can auto repair and body shops benefit from our small business loans?

  • You can cover regular expenses, e.g., monthly rent, pay taxes, or cover payroll expenses, with extra working capital. 
  • You can quickly replace worn equipment with newer machinery to make your body shop more efficient.
  • You can invest in new technology, such as purchasing modern customer and inventory management software. 
  • You can upgrade existing computer systems to perform better vehicle diagnostics.
  • You can onboard new hires and/or pay for employee safety training to maintain compliance with OSHA.

What CMS Funding Offers for Auto Repair and Body Shops

Below is a list of our key small business loan features: 

  • Funding up to $500,000
  • Funding available within 24 to 48 hours
  • Terms ranging from six to 24 months
  • Non-obligatory application after consultation 
  • High approval rate
  • No collateral required (unsecured loan)
  • Low interest rates
  • Simple one-page application
  • Quick and easy approval process
  • Automatic payments
  • Excellent customer service
  • … and more!

Get the Funding You Need to Grow Your Auto Repair and Body Shop Business Today


You can enjoy complete peace of mind knowing that CMS Funding understands the ins and outs of auto repair and body shop businesses. We have many years of experience supporting auto repair companies and are trusted by businesses like yours across all states. CMS Funding is accredited by NEFA (National Equipment Finance Association). Additionally, we have achieved an A+ rating by the BBB (Better Business Bureau).

Our company truly cares for its customers and we strive to provide personalized experiences for all. When you apply a business loan from us, we do not ask for any collateral and offer simple, automatic payment options. Simply put, you can enjoy worry-free lending from CMS Funding! 

If you have any questions about our small business loans for auto repair and body shops, do not hesitate to fill out our online working capital application form or call us at (855) 793-8637 to learn more. 



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