Equipment & Furniture Retailers Business Loans

If you are an equipment or furniture retailer who is looking to expand your business to make more profits, you should consider getting small business loans from CMS Funding. We understand what goes into growing a business and that’s why we offer a wide array of business funding solutions aimed at growing businesses to new heights. 

About Equipment and Furniture Retailers

Unpredictable cash flow is particularly dangerous for furniture and equipment retailers since their orders are time-sensitive. To maintain good relationships with vendors, one’s inventory needs to be well-managed and stocked. This can only happen if there is enough cash to sustain these regular purchases. Bigger clients make larger-than-average requests and to fulfill this, advanced equipment that is mostly expensive is needed. 

Unfortunately, bigger clients pay quite late despite processing invoices quickly. This can mean that equipment and furniture retailers can be forced to wait up to 90 days to get fully paid. Such a business cycle makes it hard to keep up with current bills and hinders growth. Vendors are not as forgiving as far as extending credit is concerned. Productivity is also affected by this type of business cycle since rather than putting all your attention on filling orders, you end up wasting time making calls to inquire when your payment will be made. 

Small business loans can help curb the problem of inventory purchase, as well as help you add additional sales executives and run marketing campaigns to ensure your survival in the competitive market. 

Benefits of Our Working Capital Loans

How can equipment and furniture retailers benefit from our small business loans?

  • Equipment and furniture funding solutions enable you to improve your cash flow, risk management and liquidity. This allows you to hold on to your working capital and use it for other important business activities. 
  • With a loan you can stay up to date with the latest technology. 
  • Small business loans allow you to increase your existing equipment inventory
  • Quick approval of the loan means additional capital in your pockets faster.

What CMS Funding Offers for Equipment and Furniture Retailers

Below is a list of our key small business loan features: 

  • Funding up to $500,000
  • Funding available within 24 to 48 hours
  • Terms ranging from six to 24 months
  • Non-obligatory application after consultation
  • High approval rate
  • No collateral required (unsecured loan)
  • Low interest rates
  • Simple one-page application
  • Quick and easy approval process
  • Automatic payments
  • Excellent customer service
  • … and more!

Get the Funding You Need to Grow Your Business Today

At CMS Funding, we have a fast approval rate that ensures you can get what you need to grow your business faster and on time. No collateral is required, and our funds have low interest rates to ensure anyone can have access to them. 

If you have any questions about our small business loans for equipment and furniture retailers, do not hesitate to fill out our online working capital application form or call us at (855) 793-8637 to learn more.