Working Capital Loan
Unsecured - no collateral required, Over 85% Approval Rate
We Can Help!
At CMS Funding, we specialize in quick access to a working capital loan for businesses and business owners that need capital fast, regardless of their past credit history . We analyze your business on its performance and the amount of money we give you is based on a percentage of your prior year’s revenue as indicated on your tax return. After filling out our application, we can approve you in as little as 12- 24 hours.
- Unsecured – no collateral required
- Lowest rates available
- 85% Approval Rate
- No obligation application
- Quick & easy approval process
- Terms 6 to 24 months
- Choose a program that best suits your needs
- Automatic payments
- Funding in 24 to 48 hours
- Excellent Customer Service
How a Loan Could Help Your Business
The Funds You Need to Grow!
Receive the money and funding to meet your business needs, whether to pay for inventory, business expansion, payrolls, or invest in your marketing budget.
Paying Your Bills
Get money quickly to help pay off your bills, whether it’s paying vendors, recurring costs, or taxes.
Upgrade Your Equipment (PP&E)
Receive funding to upgrade your equipment and operations to run more cost efficiently and increase your profitability.
What Is Working Capital?
What Exactly Is Working Capital?
Working capital are liquid funds ready to be used in the daily operating costs encountered for any business.
Also known as “cash flow”, these are the funds on hand used to cover payroll, inventory, marketing campaigns and any other financial expenses that occur within daily operations.
It is often difficult for businesses to obtain working capital financing from banks and other traditional lenders because extensive collateral or other guarantees are required.
A working capital loan allows a business to operate despite an inability to cover ongoing short term expenses.
Is a working capital loan right for my business?
A working capital loan can be a great solution for businesses of all sizes that have found themselves in a period of low cash flow.
These working capital loans act as unsecured debt, so you are not required to provide traditional collateral.