Jewelry Stores

At CMS Funding, our goal is to provide all of our customers with excellent small business loans to help them achieve their industry-specific needs. If you own a jewelry store and are looking for funding solutions, we can help you get the working capital you need. Our company has extensive experience in customizing financing solutions. You can rest assured that we are able to tailor loans and other financing solutions to meet the needs of your growing business.

About Jewelry Stores

We, at CMS Funding, understand that a huge amount of working capital is required to operate a jewelry store. The materials used to manufacture your products are highly expensive and the price has only been increasing over the past few years. Meanwhile, profit margins have decreased, particularly for diamonds.

To cope with this, many jewelry stores do more custom work and repairs. However, these services come with their own costs. In addition to these obstacles, jewelry trends change quickly, causing some products to lose their value. When this happens, some stores may themselves with a shortage of working capital if they ordered too much of certain products at the wrong time.

Digital marketing is also essential for jewelry stores as customers want to be able to browse products in detail online and discover different types of products on social media. However, due to the scattered and seasonal nature of jewelry sales, long-term marketing campaigns are highly difficult to finance. Most jewelry stores make the better part of their sales during peak seasons like Valentine’s Day or in December, the most popular month for proposals. Many stores also experience sudden, unanticipated busy periods due to birthdays or anniversaries.

Even successful jewelry stores can have trouble staying afloat in the off-peak seasons. That’s why jewelry store owners need to invest in marketing a few months beforehand to generate as many sales as possible during the busy season

Benefits of Our Working Capital Loans

How can jewelry stores benefit from our small business loans?

  • Receiving funds to meet various business needs, e.g., increasing marketing budget, driving business expansion, and fulfilling payroll needs.
  • More funds to purchase new inventory, such as buying discounted inventory in bulk.
  • Able to stock up for the holidays.
  • Paying off bills on time, e.g., taxes, vendors, and other recurring costs.
  • Upgrading equipment to boost overall operational efficiency and profitability.


What CMS Funding Offers for Jewelry Stores

Below is a list of our key small business loan features:

  • Funding up to $500,000
  • Funding available within 24 to 48 hours
  • Terms ranging from six to 24 months
  • Non-obligatory application after consultation 
  • High approval rate
  • No collateral required (unsecured loan)
  • Low interest rates
  • Simple one-page application
  • Quick and easy approval process
  • Automatic payments
  • Excellent customer service
  • … and more!


Get the Funding You Need to Grow Your Business Today

At CMS Funding, we use our seamless approval process to allow you to access our small business loans in the shortest time possible. Whenever you need more funds, let us know and we will do whatever we can provide them for you. You can rest assured that we at CMS Funding are familiar with the inner workings of jewelry stores and will be able to meet all your business funding needs.

If you have any questions about our small business loans for jewelry stores, do not hesitate to fill out our onlineworking capital application form or call us at (855) 793-8637 to learn more. 

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