Working Capital Needs

Gone are the days of small businesses only having the option to work with brick and mortar financial institutions with tight lending habits and slow turn around times. Rather than having to put up company or personal assets as collateral on a working capital loan,...

The biggest difference between short-term and long-term working capital loans is the repayment term. The best loan for your small business depends on your income stream, what you intend to use it for, and when you expect you would be able to pay back the loan in full. Short-Term Working...

Working capital offers protection to small businesses so you can ensure the continuance of your business operations. Whether you’re trying to weather a financial storm or wanting to take on a large order, it’s important to figure out how much money to borrow through a working capital loan. Here...

Managing your working capital should be at the forefront of any small business owners’ mind. If you have any kind of debt associated with your company, it’s a good idea to periodically consider refinancing. There are a few different ways refinancing can benefit your bottom...

As a small business owner, you understand the importance of having enough working capital on hand to stay afloat during tight seasons and thrive during periods of growth. One type of working capital financing has become increasingly popular: the microloan. Find out what it is...

Sales-based businesses may consider a merchant cash advance when an infusion of working capital is needed. You’ll receive a lump sum upfront in exchange for an agreed-upon share of future sales that come from debit or credit cards. This kind of short-term financing typically lasts between 6...

Seasonal businesses fulfill unique needs for customers, but it can be tricky to survive your off-season if you don’t plan ahead well. From lawn care companies to Christmas businesses, these necessary industries can thrive year-round with just a bit of forethought and planning. Use Your Off-Season...

Applying for a working capital loan doesn’t have to be a stressful situation. Even if you’re a small or mid-size company, you can easily position yourself to submit a compelling application. Follow these five simple steps the next time you apply for a working capital...